Money
Keep · Budget and loans
Over0
On course to pass1
On track5
Set or remove a budget line
Add a loan
Add a savings goal
Payoff figures are arithmetic on the balance, rate and payment on file, not advice.
This month so far, through Oct 25
The thin line is where it would be by today at an even pace.
Budget against actual, 2026-09 6
Suggested limits from the last six full months 14
- housingMonths with spend 6 · Suggested $2,150.00 $2,150.00
- groceriesMonths with spend 6 · Suggested $800.00 · Current limit $900.00 $794.73
- auto loanMonths with spend 6 · Suggested $390.00 $389.00
- utilitiesMonths with spend 6 · Suggested $340.00 $330.58
- insuranceMonths with spend 6 · Suggested $230.00 $224.00
- general merchandiseMonths with spend 6 · Suggested $160.00 · Current limit $200.00 $157.06
- fuelMonths with spend 6 · Suggested $150.00 · Current limit $200.00 $148.15
- diningMonths with spend 6 · Suggested $150.00 · Current limit $250.00 $146.88
- kids activitiesMonths with spend 6 · Suggested $140.00 · Current limit $150.00 $134.00
- fitnessMonths with spend 6 · Suggested $40.00 $39.00
- petsMonths with spend 6 · Suggested $40.00 $38.51
- subscriptionsMonths with spend 6 · Suggested $40.00 $32.98
- healthcareMonths with spend 6 · Suggested $30.00 $27.69
- shoppingMonths with spend 6 · Suggested $30.00 $20.41
| Category | Months with spend | Average a month | Suggested | Current limit |
|---|---|---|---|---|
| housing | 6 | $2,150.00 | $2,150.00 | |
| groceries | 6 | $794.73 | $800.00 | $900.00 |
| auto loan | 6 | $389.00 | $390.00 | |
| utilities | 6 | $330.58 | $340.00 | |
| insurance | 6 | $224.00 | $230.00 | |
| general merchandise | 6 | $157.06 | $160.00 | $200.00 |
| fuel | 6 | $148.15 | $150.00 | $200.00 |
| dining | 6 | $146.88 | $150.00 | $250.00 |
| kids activities | 6 | $134.00 | $140.00 | $150.00 |
| fitness | 6 | $39.00 | $40.00 | |
| pets | 6 | $38.51 | $40.00 | |
| subscriptions | 6 | $32.98 | $40.00 | |
| healthcare | 6 | $27.69 | $30.00 | |
| shopping | 6 | $20.41 | $30.00 |
Loans
| Loan | Kind | Lender | Balance | Rate | Payment | Months left |
|---|---|---|---|---|---|---|
| Family SUV loan | auto | Crestline Auto Finance | $14,620.00 | 4.9% | $389.00 | 41 |
Savings goals
Change a savings goal 3
- Summer trip to the lakeSaved $1,450.00 · Target $3,200.00 · Jun 22, 2027 · A month to get there $218.75
- New roofSaved $2,600.00 · Target $12,000.00 · Apr 17, 2028 · A month to get there $522.22
- Emergency fundSaved $18,250.00 · Target $25,000.00
| Goal | Saved | Target | By | A month to get there |
|---|---|---|---|---|
| Summer trip to the lake | $1,450.00 | $3,200.00 | Jun 22, 2027 | $218.75 |
| New roof | $2,600.00 | $12,000.00 | Apr 17, 2028 | $522.22 |
| Emergency fund | $18,250.00 | $25,000.00 |
Paying loans off sooner 4
- Family SUV loan$389 (now) · Mar 2030 · Interest left $1,284.15
- Family SUV loan$439 (+$50) · Oct 2029 · Interest left $1,126.67 · 5 months
- Family SUV loan$489 (+$100) · Jun 2029 · Interest left $1,004.29 · 9 months
- Family SUV loan$639 (+$250) · Nov 2028 · Interest left $760.09 · 16 months
| Loan | A month | Paid off | Interest left | Sooner | Interest saved |
|---|---|---|---|---|---|
| Family SUV loan | $389 (now) | Mar 2030 | $1,284.15 | ||
| Family SUV loan | $439 (+$50) | Oct 2029 | $1,126.67 | 5 months | $157.48 |
| Family SUV loan | $489 (+$100) | Jun 2029 | $1,004.29 | 9 months | $279.86 |
| Family SUV loan | $639 (+$250) | Nov 2028 | $760.09 | 16 months | $524.06 |
Open a row to change it here, or tell Chat.