Money
Look back · Year-end
2026 year-end summary (year to date)
Generated 2026-10-25. Transactions in the data run to 2026-10-25. Source: family.db. Aggregates only; card/account numbers are last4.
> 2026 is not over: every figure is year to date, and months before the first loaded statement are missing.
Income vs spend vs invested
| Month | Income | Spend | Taxes | Invested | Left over |
|---|---|---|---|---|---|
| 2026-04 | $11,393 | $4,510 | $0 | $0 | $6,883 |
| 2026-05 | $11,393 | $4,411 | $0 | $0 | $6,982 |
| 2026-06 | $11,393 | $4,644 | $0 | $0 | $6,748 |
| 2026-07 | $11,392 | $4,463 | $0 | $0 | $6,929 |
| 2026-08 | $11,392 | $4,949 | $0 | $0 | $6,442 |
| 2026-09 | $11,391 | $4,821 | $0 | $0 | $6,571 |
| 2026-10 | $11,380 | $4,597 | $0 | $0 | $6,783 |
| Total | $79,734 | $32,395 | $0 | $0 | $47,339 |
Income $79,734; spend $32,395; net taxes $0; invested $0. Income minus spend and taxes: $47,339 (59% of income). Spend includes insurance, utilities, loan payments and untyped checks. Card payments and account-to-account transfers are excluded (card purchases are counted once, on the card). One-off lumps (e.g. a life-insurance payment) are included; see the payee list.
Top spend categories
| Category | Net spend | Txns |
|---|---|---|
| housing | $15,050 | 7 |
| groceries | $5,579 | 60 |
| auto loan | $2,723 | 7 |
| utilities | $2,314 | 21 |
| insurance | $1,568 | 7 |
| general merchandise | $1,086 | 14 |
| fuel | $1,045 | 21 |
| dining | $1,008 | 41 |
| kids activities | $868 | 8 |
| pets | $291 | 7 |
| fitness | $273 | 7 |
| subscriptions | $231 | 14 |
Top merchants / payees
| Payee | Net spend | Txns |
|---|---|---|
| MAPLE HOME LENDING MORTGAGE | $15,050 | 7 |
| FRESHFIELD MARKET | $4,213 | 37 |
| CRESTLINE AUTO LOAN | $2,723 | 7 |
| LAKESIDE MUTUAL AUTO INS | $1,568 | 7 |
| GREENLEAF GROCERS | $1,366 | 23 |
| BRIGHTMART | $1,086 | 14 |
| QUICKFUEL #221 | $1,045 | 21 |
| CITY WATER & POWER | $995 | 7 |
| NORTHSTAR MOBILE | $829 | 7 |
| PIZZA PALACE | $532 | 14 |
| BRIGHTWAVE INTERNET | $490 | 7 |
| CORNER CAFE | $476 | 27 |
| YMCA SWIM PROGRAM | $448 | 7 |
| SUMMER CAMP REGISTRATION | $420 | 1 |
| PAWS & CLAWS PET | $291 | 7 |
Card spend by cardholder
| Cardholder | Card | Charges | Credits | Net |
|---|---|---|---|---|
| ELENA RIVERA | Summit Rewards Card x3344 | $2,602 | $0 | $2,602 |
| Elena | Summit Rewards Card x3344 | $567 | $0 | $567 |
| MARCUS RIVERA | Northway Visa x1209 | $6,100 | $0 | $6,100 |
| Marcus | Northway Visa x1209 | $385 | $0 | $385 |
| SOFIA RIVERA | Summit Rewards Card x3344 | $1,086 | $0 | $1,086 |
By person: MARCUS RIVERA $6,100, ELENA RIVERA $2,602, SOFIA RIVERA $1,086, Elena $567, Marcus $385.
Subscriptions (annual cost)
Still charging: 3 tracked subscriptions, about $72/month, $864/year at current prices. Charged in 2026 so far: $504.
| Subscription | Decision | Status | ~Per year | 2026 charged |
|---|---|---|---|---|
| Springfield Gym | keep | active | $468 | $273 |
| TuneWave Family | unreviewed | active | $204 | $119 |
| StreamBox | keep | active | $192 | $112 |
No subscriptions are marked cancel/cancelled yet.
Insurance premiums
| Policy | Term | Premium | vs prior term |
|---|---|---|---|
| Prairie Shield home x0884 | 2026-04-08 to 2027-04-08 | $1,420 | n/a |
| Lakeside Mutual auto x5521 | 2026-05-28 to 2026-11-26 | $1,344 | n/a |
Insurance payments seen in bank/card data (includes life insurance and any lump sums):
| Payee | Paid | Payments |
|---|---|---|
| None | $1,568 | 7 |
Interest income
| Source | Interest |
|---|---|
| ? | $74.40 |
Total bank interest: $74.40. Interest from brokerage or government-bond accounts is on those accounts' own year-end statements, not here.
Taxes paid
| Payee | Net paid (refunds negative) |
|---|---|
Net taxes: $0.
Tax-prep checklist: reports/2026_tax_prep.md (could not be generated)
Archive index
Documents logged (documents table), by type:
| Type | Docs |
|---|---|
No archive/2026 folder.
Looking up only here: open a row to see it in full. To change one of these, tell Chat.